{"id":2678,"date":"2021-09-24T18:37:15","date_gmt":"2021-09-24T16:37:15","guid":{"rendered":"https:\/\/ekonomi101.net\/?p=2678"},"modified":"2021-09-24T18:37:24","modified_gmt":"2021-09-24T16:37:24","slug":"swift-nedir","status":"publish","type":"post","link":"https:\/\/ekonomi101.net\/swift-nedir\/","title":{"rendered":"SWIFT Nedir?"},"content":{"rendered":"\n<p>SWIFT, Society for Worldwide Interbank Financial Telecommunication&#8217;\u0131n ba\u015f harfleri ile olu\u015fturulan k\u0131saltmaya verilen isimdir. SWIFT sistemi ise t\u00fcm d\u00fcnya bankalar\u0131 aras\u0131nda elektronik fon transferi standard\u0131n\u0131 sa\u011flayan sisteme verilen isimdir. Bu sistem i\u00e7erisinde kullan\u0131lmakta olan BIC (Bank Identifier Codes) ile bankalar tan\u0131mlanmaktad\u0131r. Bu sistem 1973 y\u0131l\u0131nda kurulmu\u015f ve 1977 y\u0131l\u0131nda fiilen \u00e7al\u0131\u015fmaya ba\u015flam\u0131\u015ft\u0131r.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"364\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/swift.jpeg?resize=800%2C364&#038;ssl=1\" alt=\"swift\" class=\"wp-image-2680\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<p>SWIFT, bankan\u0131n tan\u0131mlanmas\u0131n\u0131 sa\u011flayan sekiz veya on bir haneli bir koddur ve bankalar\u0131n kodlar\u0131 t\u00fcm d\u00fcnyada standartt\u0131r. \u00d6rneklendirme yapmak gerekirse, uluslararas\u0131 para transferi yap\u0131laca\u011f\u0131 zaman T\u00fcrkiye Cumhuriyet Ziraat Bankas\u0131 ismini kullanmak yerine TCZBTR2A kullan\u0131lmal\u0131d\u0131r. Bu kod, paran\u0131n transfer edilece\u011fi <strong><a href=\"http:\/\/ekonomi101.net\/banka\/\" target=\"_blank\" rel=\"noreferrer noopener\">banka<\/a><\/strong> hesab\u0131n\u0131n T\u00fcrkiye\u2019de faaliyet g\u00f6steren T\u00fcrkiye Cumhuriyet Ziraat Bankas\u0131na ait oldu\u011funu g\u00f6stermektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>BIC Nedir?<\/strong><\/h2>\n\n\n\n<p>BIC, Bank Identifier Codes kelimelerinin ba\u015f harfleri ile olu\u015fturulan k\u0131saltmad\u0131r. BIC tan\u0131mlamas\u0131 ise banka tan\u0131mlama kodlar\u0131 olarak yap\u0131labilir.<\/p>\n\n\n\n<p>BIC kodlar\u0131, bankan\u0131n faaliyet g\u00f6stermekte oldu\u011fu \u00fclke ve \u015fehre g\u00f6re belirlenmektedir. Sadece bankalar de\u011fil, di\u011fer finans kurumlar\u0131 da sa\u011flamakta oldu\u011fu hizmetlere ba\u011fl\u0131 olarak bir veya birden fazla BIC koduna sahip olabilmektedir. Operat\u00f6r taraf\u0131ndan bilgisayar kullan\u0131larak girilen bu mesajlar ve kodlar \u00f6zel bir a\u011f kullan\u0131larak iletilmektedir.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"800\" height=\"420\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/bic-nedir.jpeg?resize=800%2C420&#038;ssl=1\" alt=\"swift nedir\" class=\"wp-image-2681\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SWIFT \u0130\u015flemleri Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<p>Ba\u015far\u0131l\u0131 bir \u015fekilde SWIFT i\u015flemi yapabilmek i\u00e7in i\u015flemin ger\u00e7ekle\u015fece\u011fi ve i\u015flem komisyonunun tahsil edilece\u011fi hesab\u0131n\u0131z se\u00e7tikten sonra paran\u0131n transfer edilece\u011fi bankan\u0131n faaliyet g\u00f6stermekte oldu\u011fu \u00fclke ve bu bankan\u0131n ilk harfinin girilmesi ile ba\u015flar. Sonras\u0131nda ise transferin iletilmesi istenen banka veya finans \u015firketinin faaliyet g\u00f6stermekte oldu\u011fu \u015fehrin ilk \u00fc\u00e7 harfinin girilmesi ile devam edilir.<\/p>\n\n\n\n<p>Ayr\u0131ca, t\u00fcm bu bilgilerin yan\u0131 s\u0131ra para transferi ger\u00e7ekle\u015fecek banka veya finans kurumuna ait SWIFT kodu biliniyor ise sadece bu kodun girilmesi de yeterlidir. Bankalar\u0131n SWIFT kodlar\u0131 on bir haneden olu\u015fmaktad\u0131r. E\u011fer ki para transferi yap\u0131lacak bankaya ait SWIFT kodu on bir haneden daha az ise bu kodun sonuna X harfi eklenerek on bir haneye tamamlanmas\u0131 gerekmektedir.<\/p>\n\n\n\n<p>Gerekli veri giri\u015fi sa\u011flanmas\u0131 sonucunda belirlenen kriterler ile uyumlu ve SWIFT sistemine tan\u0131ml\u0131 banka ve finans kurumu \u015fubeleri listelenmektedir. Transfer ger\u00e7ekle\u015fecek banka e\u011fer bu liste i\u00e7erisinde bulunmuyor ise bu i\u015flemin \u015fubeye gidilerek yap\u0131lmas\u0131 gerekmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SWIFT \u0130\u015flemi Hesaba Ne Zaman Yans\u0131maktad\u0131r?<\/strong><\/h2>\n\n\n\n<p>SWIFT sistemi kullan\u0131larak yap\u0131lan para transferleri e\u011fer T\u00fcrkiye saati ile 17:00\u2019dan \u00f6nce yap\u0131l\u0131r ise iki i\u015f g\u00fcn\u00fc, 17:00\u2019dan sonra yap\u0131l\u0131r ise de \u00fc\u00e7 i\u015f g\u00fcn\u00fc i\u00e7erisinde kar\u015f\u0131 taraf\u0131n hesab\u0131na ula\u015fmaktad\u0131r.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/swift-nedir.jpeg?resize=800%2C450&#038;ssl=1\" alt=\"bic nedir\" class=\"wp-image-2682\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SWIFT Kodu \u00d6rne\u011fi<\/strong><\/h2>\n\n\n\n<p>SWIFT kodunun daha iyi anla\u015f\u0131lmas\u0131 i\u00e7in \u00f6rnek vermek gerekirse Akbank BIC\/SWIFT kodu olan AKBKTRIS \u00fczerinden gidelim;<\/p>\n\n\n\n<p>Bu koda bak\u0131ld\u0131\u011f\u0131 zaman ilk d\u00f6rt karakter banka kodunu, sonraki iki karakter ISO \u00fclke kodunu, bir sonraki iki karakter yerel kodu ve son \u00fc\u00e7 karakter ise \u015fube kodunu belirlemektedir. Baz\u0131 \u00fclkelerin yerel kodu \u00fc\u00e7 haneli de olabilmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>T\u00fcrkiye Bankalar\u0131n\u0131n SWIFT Kodlar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<p>T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7erisinde faaliyet g\u00f6stermekte olan bankalar\u0131n SWIFT kodlar\u0131 alfabetik s\u0131ra ile \u015fu \u015fekildedir;<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><strong>Akbank:<\/strong> AKBKTRIS<\/p><p><strong>Albaraka T\u00fcrk:<\/strong> BTFHTRIS<\/p><p><strong>Alternatif Bank:<\/strong> ALFBTRIS<\/p><p><strong>Anadolubank:<\/strong> ANDLTRIS<\/p><p><strong>Citibank:<\/strong> CITITRIX<\/p><p><strong>DenizBank:<\/strong> DENITRIS<\/p><p><strong>Finansbank:<\/strong> FNNBTRIS<\/p><p><strong>Fortis Bank:<\/strong> DISTRIS<\/p><p><strong>Garanti Bankas\u0131:<\/strong> TGBATRIS<\/p><p><strong>Halkbank:<\/strong> TRHBTR2A<\/p><p><strong>HSBC Bank:<\/strong> MIDLTRIX<\/p><p><strong><a href=\"http:\/\/www.isbank.com.tr\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0130\u015f Bankas\u0131<\/a>:<\/strong> ISBKTRIS<\/p><p><strong>ING Bank:<\/strong> OYAKTRIS<\/p><p><strong>Kuveyt T\u00fcrk:<\/strong> KTEFTR\u0130S<\/p><p><strong>\u015eekerbank Bank:<\/strong> SEKETR2A<\/p><p><strong>Tekstilbank:<\/strong> TEKBTRIS<\/p><p><strong>T\u00fcrkiye Ekonomi Bankas\u0131:<\/strong> TEBUTRIS<\/p><p><strong>T\u00fcrkiye Finans:<\/strong> TAFKBTRIS<\/p><p><strong>Vak\u0131fBank:<\/strong> TVBATR2A<\/p><p><strong>Yap\u0131 Kredi:<\/strong> YAPITRISFEX<\/p><p><strong>Ziraat Bankas\u0131:<\/strong> TCZBTR2A<\/p><\/blockquote><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>SWIFT sistemi ise t\u00fcm d\u00fcnya bankalar\u0131 aras\u0131nda elektronik fon transferi standard\u0131n\u0131 sa\u011flayan sisteme verilen isimdir.<\/p>\n","protected":false},"author":1,"featured_media":2681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[432],"tags":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/bic-nedir.jpeg?fit=1200%2C630&ssl=1","_links":{"self":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2678"}],"collection":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/comments?post=2678"}],"version-history":[{"count":1,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2678\/revisions"}],"predecessor-version":[{"id":2683,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2678\/revisions\/2683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media\/2681"}],"wp:attachment":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media?parent=2678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/categories?post=2678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/tags?post=2678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}