{"id":2546,"date":"2021-09-07T20:08:10","date_gmt":"2021-09-07T18:08:10","guid":{"rendered":"https:\/\/ekonomi101.net\/?p=2546"},"modified":"2021-09-07T20:08:22","modified_gmt":"2021-09-07T18:08:22","slug":"issizlik-maasi-nedir-nasil-basvurulur-nasil-hesaplanir","status":"publish","type":"post","link":"https:\/\/ekonomi101.net\/issizlik-maasi-nedir-nasil-basvurulur-nasil-hesaplanir\/","title":{"rendered":"\u0130\u015fsizlik Maa\u015f\u0131 Nedir? Nas\u0131l Ba\u015fvurulur? Nas\u0131l Hesaplan\u0131r?"},"content":{"rendered":"\n<p>\u0130\u015fsizlik maa\u015f\u0131, sigortal\u0131 \u00e7al\u0131\u015fanlar\u0131n i\u015fsiz kald\u0131\u011f\u0131 durumlarda ve i\u015f arama s\u00fcreci i\u00e7erisinde ya\u015fayacaklar\u0131 ma\u011fduriyetleri minimuma indirmeyi ama\u00e7layan bir t\u00fcr destektir. E\u011fer ki i\u015fsiz kalan bir sigortal\u0131 \u00e7al\u0131\u015fan bu maa\u015f hakk\u0131ndaki \u015fartlar\u0131 bilmez veya sa\u011flayamazsa maalesef bu \u00f6denekten yararlanma f\u0131rsat\u0131n\u0131 ka\u00e7\u0131rm\u0131\u015f olacakt\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131 Nedir?<\/strong><\/h2>\n\n\n\n<p>Daha \u00f6nce sigortal\u0131 olarak \u00e7al\u0131\u015fm\u0131\u015f olup 4447 say\u0131l\u0131 \u0130\u015fsizlik Sigortas\u0131 Kanunu kapsam\u0131nda belirtilmi\u015f \u015fartlara uyum sa\u011flayan ki\u015filerin i\u015fsiz kalmalar\u0131 durumunda kanun i\u00e7erisinde belirtilmi\u015f s\u00fcre i\u00e7erisinde ve miktarda al\u0131nacak \u00f6deme i\u015fsizlik maa\u015f\u0131 olarak adland\u0131r\u0131lmaktad\u0131r.<\/p>\n\n\n\n<p>Bu maa\u015f\u0131 belirli bir hizmet akdinde ba\u011fl\u0131 bulunmakta olan sigortal\u0131lar, \u00e7al\u0131\u015fma vizesi ile T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7erisinde \u00e7al\u0131\u015fan yabanc\u0131 i\u015f\u00e7iler ve sand\u0131\u011fa ba\u011fl\u0131 olan sigortal\u0131lar alabilmektedir.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"731\" height=\"410\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/is\u0327sizlik-maas\u0327i-bas\u0327vurusu.jpeg?resize=731%2C410&#038;ssl=1\" alt=\"i\u015fsizlik maa\u015f\u0131\" class=\"wp-image-2548\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131na Nas\u0131l Ba\u015fvurulur?<\/strong><\/h2>\n\n\n\n<p>Sigortal\u0131 i\u015f\u00e7inin hizmet akdinin feshedilmesinden sonraki 30 g\u00fcn i\u00e7erisinde \u0130\u015eKUR\u2019a i\u015fsizlik maa\u015f\u0131 ba\u015fvurusunda bulunmas\u0131 gerekmektedir. Ki\u015fi, bu ba\u015fvuruyu ger\u00e7ekle\u015ftirmek i\u00e7in \u0130\u015eKUR birimine gidebilir veya online olarak da bu i\u015flemi ger\u00e7ekle\u015ftirebilir.<\/p>\n\n\n\n<p>Ki\u015finin i\u015fsizlik \u00f6dene\u011fi i\u00e7in ge\u00e7erli bir sebebi olmaks\u0131z\u0131n ba\u015fvurusu 30 g\u00fcn i\u00e7erisinde ger\u00e7ekle\u015ftirilmez ise gecikilen bu s\u00fcre \u00f6denek hakk\u0131ndan yararlan\u0131lan s\u00fcrelerin i\u00e7erisinden d\u00fc\u015f\u00fclmektedir ve ki\u015fi bu s\u00fcrelerin \u00fccretini talep edememektedir.<\/p>\n\n\n\n<p>\u0130\u015fsizlik maa\u015f\u0131 ba\u015fvurusunu online olarak \u0130\u015eKUR internet sitesinden yapmak isteyen ki\u015filerin ba\u015fvuru i\u00e7in \u015fu ad\u0131mlar\u0131 takip etmesi gerekmektedir;<\/p>\n\n\n\n<ul><li>\u0130lk olarak <strong><a href=\"https:\/\/esube.iskur.gov.tr\" target=\"_blank\" rel=\"noreferrer noopener\">\u0130\u015eKUR<\/a><\/strong> web sitesi \u00fczerinden \u2018\u2019i\u015f arayan giri\u015f\u2019\u2019 se\u00e7ene\u011fine t\u0131klan\u0131r ve T.C. kimlik numaras\u0131 ile \u015fifre yaz\u0131larak sisteme giri\u015f i\u015flemi ger\u00e7ekle\u015ftirilir.<\/li><li>Bireysel kullan\u0131c\u0131 alan\u0131ndan \u2018\u2019i\u015fsizlik \u00f6dene\u011fi ba\u015fvurusu\u2019\u2019 se\u00e7ene\u011fine t\u0131klan\u0131r.<\/li><li>A\u00e7\u0131lan ekranda yer alan bilgilendirme formu okunduktan sonra form sonunda bulunan onay butonu ile bu form onaylan\u0131r.<\/li><li>Sistem taraf\u0131ndan talep edilen i\u015f yeri fesih tarihi bilgileri gerekli k\u0131sma yaz\u0131l\u0131r.<\/li><li>Sistem taraf\u0131ndan talep edilen di\u011fer bilgiler doldurulduktan sonra ilerle butonuna t\u0131klayarak bir sonraki ad\u0131ma ge\u00e7ilir.<\/li><li>\u0130\u015f yerine ait il ve il\u00e7e bilgileri girilir ve sonras\u0131nda \u2018\u2019Kaydet\u2019\u2019 butonuna t\u0131klan\u0131r.<\/li><\/ul>\n\n\n\n<p>T\u00fcm bu ad\u0131mlar s\u0131ras\u0131 ile tamamland\u0131ktan sonra cep telefonuna mevcut i\u015flem ile ilgili bilgiler g\u00f6nderilecektir. \u0130\u015f\u00e7inin ba\u015fvurusunu ger\u00e7ekle\u015ftirdi\u011fi bu \u00f6dene\u011fi alabilmesi i\u00e7in i\u015f almaya haz\u0131r durumda bulunmas\u0131 gerekmektedir. Bu \u015fekilde, i\u015fsiz ki\u015finin i\u015fe yerle\u015ftirme, dan\u0131\u015fmanl\u0131k ve mesleki e\u011fitim gibi hizmetlerden faydalanmas\u0131 sa\u011flanm\u0131\u015f olur.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"650\" height=\"344\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/is\u0327sizlik-maas\u0327i.jpeg?resize=650%2C344&#038;ssl=1\" alt=\"i\u015fsizlik maa\u015f\u0131 ba\u015fvurusu\" class=\"wp-image-2549\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131 Nas\u0131l Hesaplan\u0131r?<\/strong><\/h2>\n\n\n\n<p>\u0130\u015fsizlik maa\u015f\u0131 alma hakk\u0131n\u0131 elde eden bir ki\u015finin \u0130\u015eKUR \u00f6nc\u00fcl\u00fc\u011f\u00fcnde bu \u00f6denek hesaplanmakta ve her ay\u0131n belirli bir g\u00fcn\u00fcnde ki\u015finin hesab\u0131na yat\u0131r\u0131lmaktad\u0131r. Bu \u00f6dene\u011fi almaya hak kazanm\u0131\u015f ki\u015finin alaca\u011f\u0131 maa\u015f hesaplan\u0131rken ki\u015finin son 4 ayl\u0131k s\u00fcre\u00e7 i\u00e7erisinde alm\u0131\u015f oldu\u011fu br\u00fct \u00fccretin ortalamas\u0131 hesaplanmaktad\u0131r. Elde edilen bu hesaplama ile ortaya \u00e7\u0131kan tutar\u0131n %40\u2019l\u0131k tutar\u0131 ise ki\u015fiye \u00f6denir. Tabii ki bu tutar tam olarak \u00f6denmeden \u00f6nce mevcut tutar \u00fczerinden damga vergisi kesilmektedir. Bu <strong><a href=\"https:\/\/ekonomi101.net\/vergi\/\" target=\"_blank\" rel=\"noreferrer noopener\">vergi<\/a><\/strong>nin kesilmesi sonras\u0131nda ise elde edilen net tutar ki\u015finin alaca\u011f\u0131 i\u015fsizlik maa\u015f\u0131d\u0131r.<\/p>\n\n\n\n<p>\u0130\u015fsizlik \u00f6dene\u011fi hesaplarken dikkat edilecek en \u00f6nemli unsurlardan birisi ise bu \u00f6dene\u011fin tavan ve taban \u00fccretler aras\u0131nda yer al\u0131p almad\u0131\u011f\u0131d\u0131r. \u0130\u015fsizlik maa\u015f\u0131n\u0131n tavan\u0131 br\u00fct asgari \u00fccretin %80\u2019i taban\u0131 ise %40\u2019\u0131 tutar\u0131ndad\u0131r.<\/p>\n\n\n\n<p>\u00d6rne\u011fin, bir ki\u015finin \u00e7al\u0131\u015fm\u0131\u015f oldu\u011fu son i\u015f yerinde 4 ay boyunca 4.500 TL maa\u015f ald\u0131\u011f\u0131n\u0131 ve i\u015ften \u00e7\u0131kar\u0131lm\u0131\u015f oldu\u011funu d\u00fc\u015f\u00fcnelim. Buna g\u00f6re;<\/p>\n\n\n\n<ul><li>Son d\u00f6rt ayl\u0131k s\u00fcre\u00e7 i\u00e7erisindeki br\u00fct \u00fccret 6.000 TL,<\/li><li>Bu br\u00fct \u00fccretin %40\u2019l\u0131k k\u0131sm\u0131 ise 1.800 TL,<\/li><li>Damga vergisi ise 13.67 TL, (%0.7590)<\/li><\/ul>\n\n\n\n<p>Bu durumda ki\u015fi net olarak 1.786 TL 34 kuru\u015f \u00f6deme alma hakk\u0131 kazanm\u0131\u015f olacakt\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131 Ne Kadar?<\/strong><\/h2>\n\n\n\n<p>\u0130\u015fini kaybetmesi sonras\u0131nda i\u015fsiz kalm\u0131\u015f bir bireye \u00f6denecek olan i\u015fsizlik \u00f6dene\u011fi, ki\u015finin \u00e7al\u0131\u015f\u0131rken kazanmakta oldu\u011fu br\u00fct maa\u015f\u0131na g\u00f6re farkl\u0131l\u0131k g\u00f6stermektedir. Bu bireyin son d\u00f6rt ayl\u0131k s\u00fcre\u00e7 i\u00e7erisinde kazanm\u0131\u015f oldu\u011fu br\u00fct maa\u015f\u0131 ortalamas\u0131n\u0131n \u00fczerinden hesaplanarak elde edilen i\u015fsizlik maa\u015f\u0131 2020 y\u0131l\u0131 itibari ile minimum 1.177 TL olurken maksimum ise 2.354 TL olmu\u015ftur. Bu maa\u015f aral\u0131\u011f\u0131 br\u00fct asgari \u00fccrete g\u00f6re belirlenmektedir ve asgari \u00fccretin g\u00fcncellenmesi sonras\u0131nda bu de\u011ferler de de\u011fi\u015fim g\u00f6stermektedir.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"452\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/is\u0327sizlik-maas\u0327i-hesaplama.jpeg?resize=800%2C452&#038;ssl=1\" alt=\"i\u015fsizlik maa\u015f\u0131 hesaplama\" class=\"wp-image-2550\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131 Ne Zaman \u00d6denir?<\/strong><\/h2>\n\n\n\n<p>\u0130\u015fsizlik \u00f6dene\u011fi alma hakk\u0131na sahip ki\u015filerin maa\u015flar\u0131 ayl\u0131k olarak \u00f6denir ve bu \u00f6deme her ay\u0131n be\u015finci g\u00fcn\u00fcnde ger\u00e7ekle\u015fir. \u00d6deme tarihi i\u00e7erisinde yap\u0131lacak g\u00fcncellemelerden Aile, \u00c7al\u0131\u015fma ve Sosyal Hizmetler Bakan\u0131 sorumluluk sahibi olmaktad\u0131r.<\/p>\n\n\n\n<p>\u0130\u015fsizlik maa\u015f\u0131 \u00f6demesinden yararlanacak birey, T.C. kimlik numaras\u0131n\u0131n yaz\u0131l\u0131 oldu\u011fu n\u00fcfus c\u00fczdan\u0131 ile PTTBank \u015fubesine ba\u015fvuru ger\u00e7ekle\u015ftirerek i\u015fsizlik maa\u015f\u0131n\u0131 alabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130\u015fsizlik Maa\u015f\u0131 \u015eartlar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<p>Herhangi bir bireyin i\u015fsizlik maa\u015f\u0131 \u00f6demesinden faydalanabilmesi i\u00e7in \u015fu \u015fartlar\u0131 sa\u011flamas\u0131 \u015fart ko\u015fulmaktad\u0131r;<\/p>\n\n\n\n<ul><li>Hizmet akdinin son bulmas\u0131ndan \u00f6nceki 120 g\u00fcnl\u00fck s\u00fcre\u00e7 i\u00e7erisinde hizmet akdine tabi olmas\u0131,<\/li><li>Hizmet akdi feshi sonras\u0131ndaki 30 g\u00fcnl\u00fck s\u00fcre i\u00e7erisinde \u0130\u015eKUR birimine \u015fahsen ba\u015fvuru ger\u00e7ekle\u015ftirmesi veya \u0130\u015eKUR web sitesi \u00fczerinden ba\u015fvuru i\u015flemini ger\u00e7ekle\u015ftirmi\u015f olmas\u0131,<\/li><li>Hizmet akdinin feshi i\u015flemi ger\u00e7ekle\u015ftirilmesi \u00f6ncesinde son 3 y\u0131ll\u0131k s\u00fcre\u00e7 i\u00e7erisinde maksimum 600 g\u00fcn boyunca i\u015fsizlik sigortas\u0131 priminin \u00f6denmi\u015f olmas\u0131,<\/li><li>\u0130\u015f\u00e7i bireyin kendi iste\u011fi veya kusuru olmaks\u0131z\u0131n i\u015fini kaybetmi\u015f olmas\u0131,<\/li><\/ul>\n\n\n\n<p>T\u00fcm bunlara ek olarak, hizmet akdi feshi \u00f6ncesindeki yer alan \u00fc\u00e7 y\u0131ll\u0131k s\u00fcre\u00e7 i\u00e7erisinde;<\/p>\n\n\n\n<ul><li>600 g\u00fcn \u00e7al\u0131\u015fm\u0131\u015f olmas\u0131 ko\u015fulu ile sigorta primi \u00f6denmi\u015f olan bireye 180 g\u00fcn,<\/li><li>900 g\u00fcn \u00e7al\u0131\u015fm\u0131\u015f olmas\u0131 ko\u015fulu ile sigorta primi \u00f6denmi\u015f olan bireye 240 g\u00fcn,<\/li><li>1080 g\u00fcn \u00e7al\u0131\u015fm\u0131\u015f olmas\u0131 ko\u015fulu ile sigorta primi \u00f6denmi\u015f olan bireye ise 300 g\u00fcn,<\/li><\/ul>\n\n\n\n<p>s\u00fcre ile i\u015fsizlik \u00f6dene\u011fi deste\u011fi sa\u011flanmaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130\u015fsizlik maa\u015f\u0131, sigortal\u0131 \u00e7al\u0131\u015fanlar\u0131n i\u015fsiz kald\u0131\u011f\u0131 durumlarda ve i\u015f arama s\u00fcreci i\u00e7erisinde ya\u015fayacaklar\u0131 ma\u011fduriyetleri minimuma indirmeyi ama\u00e7layan bir t\u00fcr destektir.<\/p>\n","protected":false},"author":1,"featured_media":2549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[43,54],"tags":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/09\/is\u0327sizlik-maas\u0327i.jpeg?fit=650%2C344&ssl=1","_links":{"self":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2546"}],"collection":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/comments?post=2546"}],"version-history":[{"count":1,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2546\/revisions"}],"predecessor-version":[{"id":2551,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/2546\/revisions\/2551"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media\/2549"}],"wp:attachment":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media?parent=2546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/categories?post=2546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/tags?post=2546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}