{"id":1527,"date":"2021-02-27T19:00:00","date_gmt":"2021-02-27T17:00:00","guid":{"rendered":"https:\/\/ekonomi101.net\/?p=1527"},"modified":"2021-08-13T00:56:29","modified_gmt":"2021-08-12T22:56:29","slug":"kredi-karti-kullaniminin-ulke-ekonomisine-sagladigi-10-onemli-fayda","status":"publish","type":"post","link":"https:\/\/ekonomi101.net\/kredi-karti-kullaniminin-ulke-ekonomisine-sagladigi-10-onemli-fayda\/","title":{"rendered":"Kredi Kart\u0131 Kullan\u0131m\u0131n\u0131n \u00dclke Ekonomisine Sa\u011flad\u0131\u011f\u0131 10 \u00d6nemli Fayda"},"content":{"rendered":"\n<p>Kredi kart\u0131 kullan\u0131m\u0131 kay\u0131t d\u0131\u015f\u0131 ekonominin \u00f6n\u00fcne ge\u00e7ilmesi i\u00e7in \u00e7ok b\u00fcy\u00fck bir katk\u0131 sahibi oldu\u011fu gibi \u00fclke ekonomisi i\u00e7in de olduk\u00e7a fazla katk\u0131s\u0131 bulunan bir \u015feydir. Ulusal ekonominin b\u00fcy\u00fcmesi ve <strong><a href=\"https:\/\/ekonomi101.net\/tarim-disi-istihdam-nedir\/\" target=\"_blank\" rel=\"noreferrer noopener\">istihdam<\/a><\/strong> art\u0131\u015f\u0131 gibi pek \u00e7ok fakt\u00f6r ile ekonomiye olduk\u00e7a faydas\u0131 bulunmaktad\u0131r.<\/p>\n\n\n\n<p>Bireyler taraf\u0131ndan kredi kart\u0131 ile yap\u0131lan al\u0131\u015fveri\u015fler asl\u0131nda s\u0131radan bir faaliyet gibi g\u00f6r\u00fcn\u00fcyor olsa da ekonomi i\u00e7in olduk\u00e7a faydal\u0131 olma \u00f6zelli\u011fine sahiptir. Her ne kadar kart kullan\u0131c\u0131lar\u0131n\u0131n s\u0131radan olarak yapt\u0131\u011f\u0131 bir faaliyet gibi g\u00f6r\u00fcn\u00fcyor olsa da asl\u0131nda kredi kart\u0131 ile yap\u0131lan al\u0131\u015fveri\u015flerin ekonomi i\u00e7in olduk\u00e7a katk\u0131s\u0131 bulunmaktad\u0131r. Peki, kredi kart\u0131 ile yap\u0131lan harcamalar \u00fclke ekonomisi i\u00e7in ne gibi faydalar sa\u011fl\u0131yor olabilir?<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"750\" height=\"422\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/02\/kredi-karti-3.jpg?resize=750%2C422&#038;ssl=1\" alt=\"kredi kart\u0131\" class=\"wp-image-1528\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<ol type=\"1\"><li>Kredi kart\u0131 veya bankamatik kart\u0131 kullanarak yap\u0131lan al\u0131\u015fveri\u015fler kay\u0131t alt\u0131na al\u0131nmaktad\u0131r. Bu kay\u0131t i\u015flemi sayesinde de her harcaman\u0131n kolay \u015fekilde denetlenmesine katk\u0131 sa\u011flanm\u0131\u015f oluyor. Ayr\u0131ca, yap\u0131lan harcamalar\u0131n s\u00fcrekli kaydedilmesi sebebi ile de yasad\u0131\u015f\u0131 veya kay\u0131t d\u0131\u015f\u0131 ekonomik faaliyetler azalm\u0131\u015f oluyor. Bir di\u011fer yandan bu kay\u0131t i\u015flemi sadece harcama yapan ki\u015finin de\u011fil sat\u0131c\u0131n\u0131n da para trafi\u011finin takip edilmesine imk\u00e2n sa\u011fl\u0131yor.<\/li><li>Kredi kart\u0131 veya bankamatik kart\u0131 kullanarak yap\u0131lan her 1 TL\u2019lik harcama Gayri Safi Milli Has\u0131lay\u0131 yakla\u015f\u0131k olarak 1.75 TL olarak artt\u0131rmaktad\u0131r. Bu art\u0131\u015f yeni i\u015f f\u0131rsatlar\u0131n\u0131n ve istihdam\u0131n artmas\u0131na sebep olmaktad\u0131r.<\/li><li>Nakit i\u015flemlerine k\u0131yasla kart kullan\u0131m\u0131 ile yap\u0131lan i\u015flemlerin maliyeti daha d\u00fc\u015f\u00fck olmaktad\u0131r. Bu durum ile Gayri Safi Yurt \u0130\u00e7i Has\u0131la y\u00fckseli\u015f g\u00f6steriyor.<\/li><li>Kart kullan\u0131m\u0131 ile yap\u0131lan t\u00fcm harcamalar istisnas\u0131z olarak kay\u0131t alt\u0131na al\u0131nmaktad\u0131r ve bu da tasarruf yat\u0131r\u0131m ak\u0131\u015f\u0131n\u0131n h\u0131z\u0131n\u0131 artt\u0131rmaktad\u0131r. Ayr\u0131ca, ticaret faaliyetleri de bu \u015fekilde canl\u0131 tutulmaktad\u0131r.<\/li><li>\u00dclkemizde kredi kart\u0131 ve bankamatik kart\u0131 kullan\u0131m\u0131n\u0131n son d\u00f6nemlerde \u00e7ok ciddi oranda artmas\u0131 sebebi ile bir\u00e7ok i\u015fyerinde bu \u015fekilde \u00f6deme imkanlar\u0131 sa\u011flanmaktad\u0131r. Kart ile \u00f6deme yapmak b\u00fcy\u00fck bir kitle taraf\u0131ndan tercih edildi\u011finden dolay\u0131 i\u015f hacminin geni\u015flemesine de katk\u0131 sa\u011flam\u0131\u015f oluyor.<\/li><li>Kart kullanarak yap\u0131lan her harcama \u00fclkenin daha kolay <strong><a href=\"https:\/\/intvrg.gib.gov.tr\" target=\"_blank\" rel=\"noreferrer noopener\">vergi<\/a><\/strong> geliri elde etmesine katk\u0131 sa\u011flamaktad\u0131r. T\u00fcm \u00f6demelerin kaydediliyor olmas\u0131 sebebi ile hi\u00e7bir sat\u0131c\u0131 kart ile yap\u0131lan sat\u0131\u015flar\u0131 devletten gizleyemez ve vergisini \u00f6demek zorunda kal\u0131r.<\/li><li>Kart ile yap\u0131lan harcamalarda olu\u015facak %1 oran\u0131nda art\u0131\u015f ile yakla\u015f\u0131k olarak 6.000 ki\u015finin istihdam edilmesi sa\u011flanmaktad\u0131r. \u00dcstelik olu\u015fan bu etki yakla\u015f\u0131k olarak 2.5 y\u0131l olarak devam etmektedir.<\/li><li>Kredi kart\u0131 ve banka kart\u0131 kullan\u0131m\u0131n\u0131n enflasyon oran\u0131n\u0131n d\u00fc\u015fmesine sebep oldu\u011fu kan\u0131tlanm\u0131\u015f bir ger\u00e7ektir. Bu sebepledir ki kredi kart\u0131 ve banka kart\u0131 kullan\u0131m oran\u0131 artt\u0131k\u00e7a enflasyon da tam ters \u015fekilde etkilenmekte ve d\u00fc\u015fmektedir.<\/li><li>Kart kullan\u0131m\u0131, nakit kullan\u0131m\u0131na g\u00f6re k\u0131yasland\u0131\u011f\u0131 zaman daha fazla al\u0131m g\u00fcc\u00fc sa\u011flamaktad\u0131r. Ayr\u0131ca, harcamalar\u0131n kaydedilmesi sebebi ile bireyler mevcut giderleri hakk\u0131nda kolayca fikir sahibi olabilmektedir ve bu \u015fekilde ki\u015fisel b\u00fct\u00e7e d\u00fczenlemesi sa\u011flanmaktad\u0131r. Bu d\u00fczenleme sayesinde de daha kolay tasarruf yap\u0131lmaktad\u0131r.<\/li><li>Kart kullan\u0131m\u0131 ile bireylerin taleplerinde art\u0131\u015f g\u00f6r\u00fclmektedir. Bu talep art\u0131\u015f\u0131 do\u011frultusunda ise Gayri Safi Yurt \u0130\u00e7i Has\u0131la artmaktad\u0131r.<\/li><\/ol>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"760\" height=\"450\" src=\"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/02\/bankamatik-karti.jpg?resize=760%2C450&#038;ssl=1\" alt=\"kredi kart\u0131 faydalar\u0131\" class=\"wp-image-1529\" title=\"\" data-recalc-dims=\"1\"><\/figure><\/div>\n\n\n\n<p>G\u00f6r\u00fcld\u00fc\u011f\u00fc \u00fczere kredi kart\u0131 kullan\u0131m\u0131 hem \u00fcretici hem t\u00fcketici hem de ekonomi i\u00e7in olduk\u00e7a \u00f6nemli faydalar sa\u011flamaktad\u0131r. K\u0131saca, kredi kart\u0131 kullan\u0131m\u0131 ile \u00fclke ekonomisine ciddi fayda sa\u011flamak m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n<p>\u00d6zellikle g\u00fcn\u00fcm\u00fczde kredi kart\u0131 kullan\u0131m\u0131n\u0131n ciddi oranda artmas\u0131 ile bu etkileri fark etmek daha kolay bir hale gelmi\u015ftir. Ayr\u0131ca, kredi kart\u0131 kullan\u0131m\u0131n\u0131n ekonomi \u00fczerinde ciddi faydalar\u0131n\u0131n bulunmas\u0131 sebebi ile kredi kart\u0131 kullan\u0131m\u0131na olan te\u015fvikler de artm\u0131\u015f durumdad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredi kart\u0131 kullan\u0131m\u0131 kay\u0131t d\u0131\u015f\u0131 ekonominin \u00f6n\u00fcne ge\u00e7ilmesi i\u00e7in \u00e7ok b\u00fcy\u00fck bir katk\u0131 sahibi oldu\u011fu gibi \u00fclke ekonomisi i\u00e7in de olduk\u00e7a fazla katk\u0131s\u0131 bulunan bir \u015feydir.<\/p>\n","protected":false},"author":1,"featured_media":1529,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[434,43],"tags":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ekonomi101.net\/wp-content\/uploads\/2021\/02\/bankamatik-karti.jpg?fit=760%2C450&ssl=1","_links":{"self":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/1527"}],"collection":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/comments?post=1527"}],"version-history":[{"count":1,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/1527\/revisions"}],"predecessor-version":[{"id":2293,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/posts\/1527\/revisions\/2293"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media\/1529"}],"wp:attachment":[{"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/media?parent=1527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/categories?post=1527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomi101.net\/wp-json\/wp\/v2\/tags?post=1527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}